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Thursday, December 27, 2012

What Happened to "What's Your Sign?"

     "What's a nice girl like you doing in a place like this?"
     "Where have you been all my life?"
     "I hope you know CPR, because you take my breath away"
     "What's your credit score?"

     Okay, so it's not a pick up line yet, but I just read that the under 40 crowd is asking for credit scores on first dates.  http://finance.yahoo.com/news/perfect-10-never-mind-ask-015017521.html   It seems those with good credit don't want to be unequally yoked to those with poor credit.  Perhaps this latest recession and the practice of airing way too much on Facebook and Twitter (and possibly blogs) has made some people bold enough to ask really personal questions, and convinced those questioned that they should answer.
     First dates are really interviews.  Each party sizes the other up in terms of good looks, chemistry, social status, and mutual interests.  For some, the process of dating is an end unto itself.  For most though, dating is the screening and selection process for finding a mate.  I read an article written by a woman who had more than a hundred first dates over the course of a year or two.  Her goal was to find a husband, settle down, and raise a family.  She announced to dates right off the bat that she was looking for a husband,  not playing the field.  I've also heard about people for whom having children is a top priority.  Suitors not interested in children needn't plan on a second date.
     If dating proceeds to marriage, what could be the undoing of the relationship?  Well, most arguments are over money.  Maybe asking for a credit score up front is a smart idea, before you are so involved you feel like you can't walk away.  Usually the party with the good credit is the one doing the asking.  Just consider that the person questioned might lie.  To quote the TV character Dr. Gregory House, "Everybody lies."  They do.  They really do.  By the time you gain access to your true love's credit card statements, you might already be married.  What if a man claiming to have a score of 790 asks a woman with a score of 835 to reveal her number?  She might be suspicious that she has just shared drinks and dinner with a con man.  She might throw out any number lower than his, or even make herself look irresponsible to determine if he likes her or her credit worthiness.  Everybody lies.
     If having healthy finances is your deal breaker, go ahead and ask during that first date.  Blurt it out as long as you are prepared for any number of reactions and as long as you are willing to be known as the ass who asks people their credit scores.  It's a better idea, if you like a person, to get to know them and their credit score over time.
   
   
     
           
   

2 comments:

  1. Since the pros state that money problems top the list of reasons for divorce, you've got some food for thought here. I still like the old school assumption that it is the man's job to be the provider. If he is shopping credit scores to make a score, there wouldn't be a second date.

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  2. I would run from from someone who asked me my score on the first date.

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